Final Expense
what are final expense plans?
Final expense plans are a type of low cost whole life insurance that allow us to protect our families from the burdens of funeral costs, medical bills, and other expenses that will occur when we leave. They are designed for those ages 40-90 regardless of health and are usually below $50,000 in benefit. There is no medical exam and your monthly price will not go up.
Which final expense company is the best one?
Gateway is here to help you find the best company for YOU at no charge. Because every final expense company has a different set of criteria for pricing based on age, gender, height, weight and health, our focus is to find the final expense company that will treat you the best. We find the company that will give you most amount of coverage for the lowest cost.
How much does a final expense policy cost?
We understand that being on a fixed income can be stressful. Saving money where you can is important and its why Gateway is here. Costs for these plans are determined by age and health. There are quite a few different plans out there and determining which is best for us and our family can be a daunting task. Gateway takes care of the shopping for you. We explain the pros and cons and give you our unbiased opinion.
Why is gateway the best option for finding the best price?
Gateway has nationwide access to nearly 50 different life insurance carriers. When you speak with an insurance carrier directly, they are going to tell you that their product is the best. Many sites and carriers have direct tie ins to insurance companies and will have a bias in their recommendations. We are here to search for the best price available to you. Gateway is not beholden to any insurance company and works as your agent to find the best options.
Can i find a cheaper price by going directly to the insurance carrier?
NO. There are no mark-ups or rebates with this type of insurance. The pricing is set at the state level. The only determining factors of how much the insurance costs are age, health, tobacco use and insurance carrier. You can spend your valuable time calling up individual insurance companies for days dealing with sales people, or you can let us take care of it for you. Gateway doing the shopping for you means you don’t have 10 different companies calling you at dinner time every night and flooding your email with spam. Instead of giving your personal details to someone in a call center who will never speak with you again, you have access to a trusted local advisor. An advisor who can remind you of details about your coverage years from now, answer questions for you and your family members, and help your family when the time comes for them to make a claim.